Last updated September 21, 2019
COLLECTION OF YOUR INFORMATION
We may collect information about you in a variety of ways. The information we may collect on the Site includes:
TYPES OF INFORMATION COLLECTED.Â Â Â When you register to open an account with us, we will ask you for and collect certain information referred to as â€śpersonalÂ informationâ€ť.Â Â This is information that pertains to your identity, provided by you when you fill in the registration forms and may include such items as name and e-mail adÂdress.Â Â In addition, for any user of this website, if you communicate with us by e-mail, post messages to any of our chat groups, bulletin boards, or forums, or otherwise complete online forms or surveys, any information provided in such communication may be collected as personal information.
You may be required to provide personal information to access or use certain features of this website.Â Â If you do not provide the requested personal information, you may not be able to access or use the features of the website where such information is requested.
DELETING OR MODIFYING PERSONAL INFORMATION.Â Â You can choose to have all your personal information deleted from our database.Â Â Also, you may delete or modify your personal information, cancel your registration, or stop receiving emails from Credit Letters Generator and/or its contracted third parties byÂ clicking hereÂ and following the instructions provided.Â Â We encourage you promptly to update your personal inÂformation when it changes.
Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us when you register
with the Site or when you choose to participate in various activities related to the Site, such as online chat and message boards. You are under no obligation to provide us with personal information of any kind, however, your refusal to do so may prevent you from using certain features of the Site.
Â Derivative Data
The information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.
Data From Contests, Giveaways, and Surveys
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
USE OF YOUR INFORMATION
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience.
Specifically, we may use information collected about you via the Site to:
Â DISCLOSURE OF YOUR INFORMATION
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
By Law or to Protect Rights
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.
ThirdÂParty Service Providers
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.
Interactions with Other Users
If you interact with other users of the Site, those users may see your name, profile photo, and descriptions of your activity, including sending invitations to other users, chatting with other users, liking posts, following blogs.
When you post comments, contributions or other content to the Site, your posts may be viewed by all users and may be publicly distributed outside the Site in perpetuity.
We may use thirdÂparty advertising companies to serve ads when you visit the Site. These companies may use information about your visits to the Site and other websites that are contained in web cookies in order to provide advertisements about goods and services of interest to you.
We may share your information with our business partners to offer you certain products, services or promotions.
Other Third Parties
We may share your information with advertisers and investors for the purpose of conducting general business analysis. We may also share your information with such third parties for marketing purposes, as permitted by law.
Sale or Bankruptcy
We are not responsible for the actions of third parties with whom you share personal or sensitive data, and we have no authority to manage or control thirdÂparty solicitations. If you no longer wish to receive correspondence, emails or other communications from third parties, you are responsible for contacting the third party directly.
Cookies and Web Beacons
Â InternetÂBased Advertising
Â Website Analytics
You should be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browserâ€™s cookies files may also clear certain optÂout cookies, plugÂins, or settings.
Â THIRDÂ-PARTY WEBSITES
Â SECURITY OF YOUR INFORMATION
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other types of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.
Â POLICY FOR CHILDREN
We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.
CONTROLS FOR DOÂNOTÂTRACK FEATURES
OPTIONS REGARDING YOUR INFORMATION
Â You may at any time review or change the information in your account or terminate your account by:
Â Emails and Communications
If you no longer wish to receive correspondence, emails, or other communications from us, you may optÂout by:
If you no longer wish to receive correspondence, emails, or other communications from third parties, you are responsible for contacting the third party directly.
Usage by Persons Under 18
Our service is not for use by persons under 18 years of age. We do not knowingly collect information from persons under 18. If a parent or guardian becomes aware that a person under 18 that they care for has provided us with information without consent please contact us. If we become aware that a person under 18 has provided us information, we will take the steps to delete such information from our system.
By continuing to use our service after those changes become effective, you agree to be bound by the new policy.